Stock and custom quotes solve different buying problems. A fixed unit makes sense when the documented configuration already meets your needs. A custom build can be the better value if it avoids paying to replace or work around a configuration you would not choose.
Start with requirements you can name
Choose a material, model reference, useful options and spending ceiling. Write down the options you are willing to trade for a faster dispatch or a lower price. This helps a seller propose an actual stock unit rather than a category of products that may not fit.
Request evidence for the exact unit
An in-stock page is the starting point. Ask for the warehouse reference, the configuration and dated photos if condition is relevant. Check whether the seller is offering sealed stock, an opened box, a display unit or a canceled order.
Calculate the real difference
Put both options into the same comparison with delivery, included accessories, service terms and lead time. Include the cost of components you would have to add. If you expect to change something that is fixed on the in-stock unit, use the custom quote as the comparison you actually need.
Set a decision date
Ask how long each quote or reservation remains valid. Confirm the production or dispatch estimate again before paying. This is particularly useful around a seasonal campaign, when stock allocation can change faster than a public collection page.